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Jan 29, 2026-Dec 31, 2026

Informasi Umum

● Nama Program

:

Flexi Spectra 2026

● Uraian

:

Program Flexi Spectra merupakan program yang memberikan manfaat dengan berbagai pilihan hadiah langsung bagi nasabah yang melakukan penempatan dana sesuai skema program.

● Periode

:

Januari s/d 31 Desember 2026

Lock Dana
No.Jenis HadiahPenempatan Dana
12 Bulan24 Bulan36 Bulan48 Bulan60 Bulan
I. Gadget
1iPhone 18 Pro 256 GBRp 660,000,000Rp 330,000,000Rp 220,000,000Rp 165,000,000Rp 132,000,000
2iPhone 18 Pro 512 GBRp 788,000,000Rp 394,000,000Rp 263,000,000Rp 197,000,000Rp 158,000,000
3iPhone 18 Pro 1 TBRp 1,019,000,000Rp 510,000,000Rp 340,000,000Rp 255,000,000Rp 204,000,000
4iPhone 18 Pro 2 TBRp 1,343,000,000Rp 672,000,000Rp 448,000,000Rp 336,000,000Rp 269,000,000
5iPhone 18 Pro Max 256 GBRp 707,000,000Rp 354,000,000Rp 236,000,000Rp 177,000,000Rp 142,000,000
6iPhone 18 Pro Max 512 GBRp 834,000,000Rp 417,000,000Rp 278,000,000Rp 209,000,000Rp 167,000,000
7iPhone 18 Pro Max 1 TBRp 1,065,000,000Rp 533,000,000Rp 355,000,000Rp 267,000,000Rp 213,000,000
8iPhone 18 Pro Max 2 TBRp 1,389,000,000Rp 695,000,000Rp 463,000,000Rp 348,000,000Rp 278,000,000
9Samsung Galaxy S26 256 GB (5G)Rp 498,000,000Rp 249,000,000Rp 166,000,000Rp 125,000,000Rp 100,000,000
10Samsung Galaxy S26 512 GB (5G)Rp 583,000,000Rp 292,000,000Rp 195,000,000Rp 146,000,000Rp 117,000,000
11Samsung Galaxy S26+ 256 GB (5G)Rp 583,000,000Rp 292,000,000Rp 195,000,000Rp 146,000,000Rp 117,000,000
12Samsung Galaxy S26+ 512 GB (5G)Rp 668,000,000Rp 334,000,000Rp 223,000,000Rp 167,000,000Rp 134,000,000
13Samsung Galaxy S26 Ultra 256 GB (5G)Rp 725,000,000Rp 363,000,000Rp 242,000,000Rp 182,000,000Rp 145,000,000
14Samsung Galaxy S26 Ultra 512 GB (5G)Rp 810,000,000Rp 405,000,000Rp 270,000,000Rp 203,000,000Rp 162,000,000
15Samsung Galaxy S26 Ultra 1 TB (5G)Rp 938,000,000Rp 469,000,000Rp 313,000,000Rp 235,000,000Rp 188,000,000
16Samsung Galaxy Z Flip8 256 GBRp 463,000,000Rp 232,000,000Rp 155,000,000Rp 116,000,000Rp 93,000,000
17Samsung Galaxy Z Flip8 512 GBRp 533,000,000Rp 267,000,000Rp 178,000,000Rp 134,000,000Rp 107,000,000
18Samsung Galaxy Z Fold8 256 GBRp 660,000,000Rp 330,000,000Rp 220,000,000Rp 165,000,000Rp 132,000,000
19Samsung Galaxy Z Fold8 512 GBRp 730,000,000Rp 365,000,000Rp 244,000,000Rp 183,000,000Rp 146,000,000
20Samsung Galaxy Z Fold8 1 TBRp 869,000,000Rp 435,000,000Rp 290,000,000Rp 218,000,000Rp 174,000,000
21Samsung Galaxy Z Fold8 Ultra 256 GBRp 753,000,000Rp 377,000,000Rp 251,000,000Rp 189,000,000Rp 151,000,000
22Samsung Galaxy Z Fold8 Ultra 512 GBRp 822,000,000Rp 411,000,000Rp 274,000,000Rp 206,000,000Rp 165,000,000
23Samsung Galaxy Z Fold8 Ultra 1 TBRp 961,000,000Rp 481,000,000Rp 321,000,000Rp 241,000,000Rp 193,000,000
II. Vehicle
1BYD SealRp 18,296,000,000Rp 9,148,000,000Rp 6,099,000,000Rp 4,574,000,000Rp 3,660,000,000
2Chery J6T IWDRp 16,776,000,000Rp 8,388,000,000Rp 5,592,000,000Rp 4,194,000,000Rp 3,356,000,000
3Pajero Sport Dakar Ultimate AT 4X4Rp 22,293,000,000Rp 11,147,000,000Rp 7,431,000,000Rp 5,574,000,000Rp 4,459,000,000
4Toyota Fortuner 2.8 VRZ TSS 4X2 A/TRp 19,063,000,000Rp 9,532,000,000Rp 6,355,000,000Rp 4,766,000,000Rp 3,813,000,000
5New Toyota Yaris GR SportRp 9,986,000,000Rp 4,993,000,000Rp 3,329,000,000Rp 2,497,000,000Rp 1,998,000,000
6New Honda HR-V RS e:HEVRp 14,006,000,000Rp 7,003,000,000Rp 4,669,000,000Rp 3,502,000,000Rp 2,802,000,000
7Honda Brio Satya E CVTRp 5,895,000,000Rp 2,948,000,000Rp 1,965,000,000Rp 1,474,000,000Rp 1,179,000,000
8Vespa Primavera S 150 I-GET ABSRp 1,691,000,000Rp 846,000,000Rp 564,000,000Rp 423,000,000Rp 339,000,000
9New ADV 160Rp 1,117,000,000Rp 559,000,000Rp 373,000,000Rp 280,000,000Rp 224,000,000
10Yamaha Grand Filano Hybrid LuxRp 867,000,000Rp 434,000,000Rp 289,000,000Rp 217,000,000Rp 174,000,000
11Motor Listrik Polytron Fox 500Rp 1,143,000,000Rp 572,000,000Rp 381,000,000Rp 286,000,000Rp 229,000,000
12Yamaha Grand FilanoRp 777,000,000Rp 389,000,000Rp 259,000,000Rp 195,000,000Rp 156,000,000
13Motor Listrik Alva One XPRp 1,062,000,000Rp 531,000,000Rp 354,000,000Rp 266,000,000Rp 213,000,000
III. Home Living
1Logam Mulia 1 gramRp 100,000,000Rp 50,000,000Rp 34,000,000Rp 25,000,000Rp 20,000,000
2Logam Mulia 3 gramRp 299,000,000Rp 150,000,000Rp 100,000,000Rp 75,000,000Rp 60,000,000
3Logam Mulia 5 gramRp 498,000,000Rp 249,000,000Rp 166,000,000Rp 125,000,000Rp 100,000,000
4Logam Mulia 10 gramRp 995,000,000Rp 498,000,000Rp 332,000,000Rp 249,000,000Rp 199,000,000
IV. Flexi Ibadah
1Paket UmrahRp 995,000,000Rp 498,000,000Rp 332,000,000Rp 249,000,000Rp 199,000,000
2Paket HajiRp 711,000,000Rp 356,000,000Rp 237,000,000Rp 178,000,000Rp 143,000,000
V. Flextricity
No.Jenis HadiahPenempatan Dana
3 Bulan6 Bulan12 Bulan24 Bulan
1Token Listrik Rp 500 RibuRp 58,000,000Rp 29,000,000Rp 15,000,000Rp 8,000,000
2Token Listrik Rp 1 JutaRp 115,000,000Rp 58,000,000Rp 29,000,000Rp 15,000,000
3Token Listrik Rp 5 JutaRp 570,000,000Rp 285,000,000Rp 143,000,000Rp 72,000,000
4Token Listrik Rp 10 JutaRp 1,138,000,000Rp 569,000,000Rp 285,000,000Rp 143,000,000
5Token Listrik Rp 50 JutaRp 5,683,000,000Rp 2,842,000,000Rp 1,421,000,000Rp 711,000,000
VI. Flexshop
1Voucher Belanja Rp 500 RibuRp 58,000,000Rp 29,000,000Rp 15,000,000Rp 8,000,000
2Voucher Belanja Rp 1 JutaRp 115,000,000Rp 58,000,000Rp 29,000,000Rp 15,000,000
3Voucher Belanja Rp 5 JutaRp 570,000,000Rp 285,000,000Rp 143,000,000Rp 72,000,000
4Voucher Belanja Rp 10 JutaRp 1,138,000,000Rp 569,000,000Rp 285,000,000Rp 143,000,000
5Voucher Belanja Rp 50 JutaRp 5,683,000,000Rp 2,842,000,000Rp 1,421,000,000Rp 711,000,000
VII. Lifestyle
No.Jenis HadiahPenempatan Dana
3 Bulan6 Bulan12 Bulan
1Koper Tutto Y75 Kabin Pesawat 20 InchRp 74,000,000Rp 37,000,000Rp 19,000,000
2Tumbler Corkcicle - Canteen 16 ozRp 74,000,000Rp 37,000,000Rp 19,000,000
3Tumbler Stanley Quencher ProtourRp 91,000,000Rp 46,000,000Rp 23,000,000
Lock Dana + Aira Rencana iB
No. Jenis Hadiah Lock Dana
Tab. Aira Hebat iB
+ Setoran Aira Rencana iB/Bulan
12 Bulan 36 Bulan 60 Bulan 84 Bulan 120 Bulan
I. Gadget
1 iPhone 18 Pro 256 GB Rp36.700.000 + Rp100.000.000 Rp11.400.000 Rp4.000.000 Rp2.000.000 Rp1.000.000
2 iPhone 18 Pro 512 GB Rp43.500.000 + Rp119.300.000 Rp13.500.000 Rp4.800.000 Rp2.400.000 Rp1.100.000
3 iPhone 18 Pro 1 TB Rp56.000.000 + Rp154.400.000 Rp17.500.000 Rp6.200.000 Rp3.100.000 Rp1.500.000
4 iPhone 18 Pro 2 TB Rp73.500.000 + Rp203.600.000 Rp23.100.000 Rp8.200.000 Rp4.100.000 Rp1.900.000
5 iPhone 18 Pro Max 256 GB Rp39.200.000 + Rp107.000.000 Rp12.100.000 Rp4.300.000 Rp2.200.000 Rp1.000.000
6 iPhone 18 Pro Max 512 GB Rp46.000.000 + Rp126.300.000 Rp14.300.000 Rp5.100.000 Rp2.500.000 Rp1.200.000
7 iPhone 18 Pro Max 1 TB Rp58.500.000 + Rp161.400.000 Rp18.300.000 Rp6.500.000 Rp3.200.000 Rp1.500.000
8 iPhone 18 Pro Max 2 TB Rp76.000.000 + Rp210.600.000 Rp23.900.000 Rp8.500.000 Rp4.200.000 Rp2.000.000
9 Samsung Galaxy S26 256 GB (5G) Rp22.900.000 + Rp75.500.000 Rp8.600.000 Rp3.100.000 Rp1.600.000 Rp800.000
10 Samsung Galaxy S26 512 GB (5G) Rp26.700.000 + Rp88.500.000 Rp10.100.000 Rp3.600.000 Rp1.800.000 Rp900.000
11 Samsung Galaxy S26+ 256 GB (5G) Rp26.700.000 + Rp88.500.000 Rp10.100.000 Rp3.600.000 Rp1.800.000 Rp900.000
12 Samsung Galaxy S26+ 512 GB (5G) Rp30.400.000 + Rp101.500.000 Rp11.600.000 Rp4.100.000 Rp2.100.000 Rp1.000.000
13 Samsung Galaxy S26 Ultra 256 GB (5G) Rp32.900.000 + Rp110.100.000 Rp12.600.000 Rp4.500.000 Rp2.300.000 Rp1.100.000
14 Samsung Galaxy S26 Ultra 512 GB (5G) Rp36.700.000 + Rp123.100.000 Rp14.100.000 Rp5.000.000 Rp2.500.000 Rp1.200.000
15 Samsung Galaxy S26 Ultra 1 TB (5G) Rp42.300.000 + Rp142.500.000 Rp16.300.000 Rp5.800.000 Rp2.900.000 Rp1.400.000
16 Samsung Galaxy Z Flip8 256 GB Rp25.500.000 + Rp70.200.000 Rp8.000.000 Rp2.800.000 Rp1.400.000 Rp700.000
17 Samsung Galaxy Z Flip8 512 GB Rp29.300.000 + Rp80.700.000 Rp9.200.000 Rp3.300.000 Rp1.600.000 Rp800.000
18 Samsung Galaxy Z Fold8 256 GB Rp36.200.000 + Rp100.000.000 Rp11.400.000 Rp4.000.000 Rp2.000.000 Rp1.000.000
19 Samsung Galaxy Z Fold8 512 GB Rp39.900.000 + Rp110.600.000 Rp12.600.000 Rp4.500.000 Rp2.200.000 Rp1.100.000
20 Samsung Galaxy Z Fold8 1 TB Rp47.400.000 + Rp131.700.000 Rp15.000.000 Rp5.300.000 Rp2.700.000 Rp1.300.000
21 Samsung Galaxy Z Fold8 Ultra 256 GB Rp41.200.000 + Rp114.100.000 Rp13.000.000 Rp4.600.000 Rp2.300.000 Rp1.100.000
22 Samsung Galaxy Z Fold8 Ultra 512 GB Rp44.900.000 + Rp124.600.000 Rp14.200.000 Rp5.000.000 Rp2.500.000 Rp1.200.000
23 Samsung Galaxy Z Fold8 Ultra 1 TB Rp52.400.000 + Rp145.700.000 Rp16.600.000 Rp5.900.000 Rp2.900.000 Rp1.400.000
II. Vehicle
1 BYD Seal Rp807.000.000 + Rp318.100.000 Rp113.000.000 Rp56.600.000 Rp26.900.000
2 Chery J6T IWD Rp740.200.000 + Rp291.700.000 Rp103.600.000 Rp51.900.000 Rp24.600.000
3 Pajero Sport Dakar Ultimate AT 4X4 Rp982.900.000 + Rp387.600.000 Rp137.700.000 Rp68.900.000 Rp32.700.000
4 Toyota Fortuner 2.8 VRZ TSS 4X2 A/T Rp840.800.000 + Rp331.400.000 Rp117.700.000 Rp58.900.000 Rp28.000.000
5 New Toyota Yaris GR Sport Rp441.400.000 + Rp173.600.000 Rp61.700.000 Rp30.900.000 Rp14.700.000
6 New Honda HR-V RS e:HEV Rp618.300.000 + Rp243.500.000 Rp86.500.000 Rp43.300.000 Rp20.600.000
7 Honda Brio Satya E CVT Rp261.400.000 + Rp896.700.000 Rp102.500.000 Rp36.400.000 Rp18.200.000 Rp8.700.000
8 Vespa Primavera S 150 I-GET ABS Rp76.400.000 + Rp256.900.000 Rp29.300.000 Rp10.400.000 Rp5.200.000 Rp2.500.000
9 New ADV 160 Rp51.200.000 + Rp169.600.000 Rp19.400.000 Rp6.900.000 Rp3.400.000 Rp1.700.000
10 Yamaha Grand Filano Hybrid Lux Rp40.200.000 + Rp131.600.000 Rp15.000.000 Rp5.300.000 Rp2.700.000 Rp1.300.000
11 Motor Listrik Polytron Fox 500 Rp52.300.000 + Rp173.500.000 Rp19.800.000 Rp7.000.000 Rp3.500.000 Rp1.700.000
12 Yamaha Grand Filano Rp36.400.000 + Rp112.700.000 Rp13.000.000 Rp4.700.000 Rp2.400.000 Rp1.200.000
13 Motor Listrik Alva One XP Rp50.200.000 + Rp158.200.000 Rp18.300.000 Rp6.600.000 Rp3.400.000 Rp1.700.000
III. Home Living
1 Logam Mulia 1 gram Rp4.500.000 + Rp15.200.000 Rp1.800.000 Rp700.000 Rp400.000 Rp200.000
2 Logam Mulia 3 gram Rp13.300.000 + Rp45.400.000 Rp5.200.000 Rp1.900.000 Rp1.000.000 Rp500.000
3 Logam Mulia 5 gram Rp22.000.000 + Rp75.700.000 Rp8.700.000 Rp3.100.000 Rp1.600.000 Rp800.000
4 Logam Mulia 10 gram Rp44.000.000 + Rp151.300.000 Rp17.300.000 Rp6.200.000 Rp3.100.000 Rp1.500.000

Syarat dan Ketentuan Program:

  1. Nasabah dapat mengikuti lebih dari 1 (satu) paket program.

  2. Program berlaku untuk Nasabah baru (yang belum pernah buka Tabungan Aira Hebat iB) dan Nasabah existing (yang sudah memiliki Tabungan Aira Hebat iB).

  3. Dana yang di-lock akan ditempatkan pada Tabungan Aira Hebat iB, yang merupakan rekening sumber dana untuk pendebetan Aira Rencana iB.

  4. Pembukaan rekening Aira Rencana iB dan lock dana pada Tabungan Aira Hebat iB wajib dilakukan pada hari dan jangka waktu yang sama.

  5. Hadiah diberikan maksimal H+30 (hari kerja) sejak keikutsertaan program dan warna hadiah sesuai dengan ketersediaan yang ada atau sesuai dengan ketersediaan dan SLA dari masing-masing vendor.

  6. Pengambilan hadiah hanya dapat dilakukan di kantor cabang asal Nasabah mengikuti program.

  7. Nasabah atau Ahli Waris (jika Nasabah meninggal dunia) akan dikenakan biaya penggantian hadiah apabila:

  • Break lock dana sebelum jatuh tempo.

  • Penutupan rekening Aira Hebat iB dan/atau Aira Rencana iB yang diikutsertakan dalam program sebelum jatuh tempo.

  • Penutupan rekening Aira Rencana iB karena gagal debet sebanyak 3 (tiga) kali.

  • Penutupan rekening sebelum jatuh tempo karena Nasabah meninggal dunia.

  8.  Hadiah bergaransi resmi, Nanobank Syariah tidak bertanggung jawab atas mutu atau kualitas hadiah. Hal-hal yang menyangkut keluhan atas mutu atau kualitas hadiah harus ditujukan langsung ke distributor resmi dari hadiah tersebut.

Biaya Pengganti Hadiah
No.Jenis HadiahNilai Penggantian Hadiah
I. Gadget
1iPhone 18 Pro 256 GBRp 36,700,000
2iPhone 18 Pro 512 GBRp 43,500,000
3iPhone 18 Pro 1 TBRp 56,000,000
4iPhone 18 Pro 2 TBRp 73,500,000
5iPhone 18 Pro Max 256 GBRp 39,200,000
6iPhone 18 Pro Max 512 GBRp 46,000,000
7iPhone 18 Pro Max 1 TBRp 58,500,000
8iPhone 18 Pro Max 2 TBRp 76,000,000
9Samsung Galaxy S26 256 GB (5G)Rp 22,900,000
10Samsung Galaxy S26 512 GB (5G)Rp 26,700,000
11Samsung Galaxy S26+ 256 GB (5G)Rp 26,700,000
12Samsung Galaxy S26+ 512 GB (5G)Rp 30,400,000
13Samsung Galaxy S26 Ultra 256 GB (5G)Rp 32,900,000
14Samsung Galaxy S26 Ultra 512 GB (5G)Rp 36,700,000
15Samsung Galaxy S26 Ultra 1 TB (5G)Rp 42,300,000
16Samsung Galaxy Z Flip8 256 GBRp 25,500,000
17Samsung Galaxy Z Flip8 512 GBRp 29,300,000
18Samsung Galaxy Z Fold8 256 GBRp 36,200,000
19Samsung Galaxy Z Fold8 512 GBRp 39,900,000
20Samsung Galaxy Z Fold8 1 TBRp 47,400,000
21Samsung Galaxy Z Fold8 Ultra 256 GBRp 41,200,000
22Samsung Galaxy Z Fold8 Ultra 512 GBRp 44,900,000
23Samsung Galaxy Z Fold8 Ultra 1 TBRp 52,400,000
II. Vehicle
1BYD SealRp 807,000,000
2Chery J6T IWDRp 740,200,000
3Pajero Sport Dakar Ultimate AT 4X4Rp 982,900,000
4Toyota Fortuner 2.8 VRZ TSS 4X2 A/TRp 840,800,000
5New Toyota Yaris GR SportRp 441,400,000
6New Honda HR-V RS e:HEVRp 618,300,000
7Honda Brio Satya E CVTRp 261,400,000
8Vespa Primavera S 150 I-GET ABSRp 76,400,000
9New ADV 160Rp 51,200,000
10Yamaha Grand Filano Hybrid LuxRp 40,200,000
11Motor Listrik Polytron Fox 500Rp 52,300,000
12Yamaha Grand FilanoRp 36,400,000
13Motor Listrik Alva One XPRp 50,200,000
III. Home Living
1Logam Mulia 1 gramRp 4,500,000
2Logam Mulia 3 gramRp 13,300,000
3Logam Mulia 5 gramRp 22,000,000
4Logam Mulia 10 gramRp 44,000,000
IV. Flexi Ibadah
1Paket UmrahRp 45,000,000
2Paket HajiRp 31,500,000
V. Flextricity
1Token Listrik Rp 500 RibuRp 700,000
2Token Listrik Rp 1 JutaRp 1,300,000
3Token Listrik Rp 5 JutaRp 6,300,000
4Token Listrik Rp 10 JutaRp 12,600,000
5Token Listrik Rp 50 JutaRp 62,600,000
VI. Flexshop
1Voucher Belanja Rp 500 RibuRp 700,000
2Voucher Belanja Rp 1 JutaRp 1,300,000
3Voucher Belanja Rp 5 JutaRp 6,300,000
4Voucher Belanja Rp 10 JutaRp 12,600,000
5Voucher Belanja Rp 50 JutaRp 62,600,000
VII. Lifestyle
1Koper TuttoRp 1,000,000
2Tumbler CorkcicleRp 1,000,000
3Tumler StanleyRp 1,200,000